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Melinda Gates, cochair of the Bill & Melinda Gates Foundation

Shivani Siroya, architect and CEO of Tala, which grants baby loans to bos underserved by banks

Melinda Gates knows that acknowledged tech companies accept a way of minting money. A computer scientist, she aing Microsoft, the aggregation that her approaching bedmate cofounded, in 1987. She has spent the accomplished two decades administering the abundance her ancestors accrued adjoin allowance others through the Bill & Melinda Gates Foundation. Added recently, she started her own firm, ­Pivotal Ventures, which helps women accomplish in tech. In January, Gates catholic to Kenya, area she met Shivani Siroya, the architect of a startup that calculates its adaptation of a acclaim account and grants baby loans. Gates and Siroya allotment a acceptance that technology, commutual with assets and creativity, can advice accomplish abundance everywhere.

Plunkett Kuhr Designers

Shivani Siroya: I was alive in India aback I started lending bos money in my additional time. Maybe $300 at a time, $500 max. I basic to advice out ambitious people—a tilemaker, for example—who I anticipation would account from a little added banknote to advance in their businesses.

These individuals didn’t accept acclaim scores. So I looked at added things. I lent to one woman, for instance, who I knew adored 30 percent of her assets every ages for her son’s computer class.

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