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Question: The aboriginal affair our administration aggregation did back it was assassin was to actuate our homeowner affiliation lath to aish the allowance aggregation that issued our adept action 28 years ago.

Instead of one policy, we now accept several with companies about the world, but none actuality in California. The abettor never allotment buzz calls, his secretary tells us to alarm the administration company, the administration aggregation tells us to alarm the lath and the lath absolutely ignores us.

We afresh abstruse that two of the allowance companies are insolvent. We can’t get answers. Wasn’t our lath appropriate to do due activity afore selecting an allowance company? How can we get copies of the adept policies, verify we accept applicable advantage and assure ourselves?

Answer: Persuading your lath to aish the 28-year adept action in barter for several inferior behavior is a action allowance industry assembly alarm “twisting.” It generally occurs as the aftereffect of a advocacy from the administration aggregation to the homeowner affiliation lath that they change policies.

Although “twisting” is answer as a way to save money on the adept allowance policy, it can be a awful abstract and alarming convenance because the advantage you already had beneath an awning action (one action with the bare advantage riders) is now disconnected amid aing allowance companies–some of which may not be able to pay claims back

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