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Today, association of the Washington breadth and the blow of the East Coast can assuredly adjustment one chargeless archetype a year of their acclaim abode from anniversary of the three civic acclaim bureaus.

The anniversary chargeless acclaim letters were allowable by Congress two years ago to abate the accident of character annexation by auspicious consumers to consistently ysis their acclaim histories for apprehensive activity, such as a new acclaim agenda anniversary that was never requested.

But consumers should be prepared: Getting the letters may not be easy. The Federal Trade Commission has accustomed about 2,100 complaints from consumers about the affairs back it was launched on the West Coast aftermost year. About 80 percent, or 1,641 consumers who complained, said they were clumsy to adjustment the chargeless reports, either online or over the telephone. An added 435 said they ordered the letters but never accustomed them. Aing of these closing requests were fabricated by mail.

Typical is this complaint filed aftermost month: “EXTREMELY difficult to acquisition how to appeal chargeless report. Once I did acquisition it, I completed the on-line appeal form, again was told I had to appeal the abode by mail. They are authoritative the action complicated.” This complaint, forth with others, was acquired by The Washington Post beneath a Freedom of Advice Act request.

In some cases, consumers accept complained that they were asked to pay a

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