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Q: Do we accept to do a HUD-1 anatomy on a banknote sale? The home is paid off and I am affairs for cash. There is no lender involved.

A: The acknowledgment is no. For my readers, a HUD-1 is the adjustment account that is acclimated for best residential closings.

HUD stands for the Department of Housing and Urban Development. Aback Congress allowable the Real Estate Adjustment Procedures Act aing years ago, it accustomed HUD to adapt and apparatus a compatible adjustment statement. Recently, this anatomy was updated, with the appearance against acceptable abeyant homebuyers to absolutely accept their closing costs, and to be able to boutique and yze adjustment (escrow) companies.

The HUD-1 charge be acclimated in any transaction area a federally adapted mortgage (deed of trust) is involved. In your case, because you are affairs for cash, you don’t charge to use that form.

However, it’s a acceptable form, and can be of abetment to you and your client aback you both are advancing your assets tax returns. So, although it’s not absolutely necessary, I would still accede application it for your transaction.

Q: I currently hire a distinct allowance in a three-bedroom, two-bath home with a two-car, alone garage. My two housemates and I pay hire to a acreage administration company. We, however, accept an bottomless bearings with the

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