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Know your claimsThe insurer processes every affirmation accustomed from two angles – cashless or acceding claims, and on the base of adjustment or non-network hospitals.

In a cashless claim, the policyholder is not accepted to pay the hospital bills as the insurer reimburses the same. In a acceding claim, the policyholder has to pay the hospital bills and again it is reimbursed by the insurer.

Some hospitals access into an acceding with insurers to action cashless claims for every hospitalisation. Such hospitals are allotment of the account of adjustment or empanelled hospitals. Those that are not on such a account are alleged non-network hospitals and claims are candy on a acceding base and not on a cashless basis.

Of late, hospitals and insurers accept started entering into agreements alike for assertive treatments, procedures and operations like knee replacement. Such an adjustment is accepted as adopted adjustment hospitals or agreed adjustment hospitals and the affirmation is

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